The aging population

The impact of the aging “Baby Boomer” cohort is really starting to be felt throughout Society. Those of us in this category are used to being the center of attention in advertising and many other instances including things like always having brand new schools as communities attempted to keep up with the demand for classrooms. The September 2023 issue of the AARP Bulletin (which is not on my normal reading list) has an article discussing some ways that these aging folks are disrupting the economy. Most of the topics discussed in the article “How We Are Changing America – An aging population is shaking up our country, why it is happening and what it means” are obvious and well known. However, I think the authors may have overlooked some important implications concerning impacts on the workplace and on financial services. I want to spend a little time considering these topics.

The Workplace

The article points out that the number of workers over 65 and over 75 has increased by 117 percent in the past 20 years. That is hardly surprising as it undoubtedly reflects the surge in these populations as the Baby Boomers age. The article points out that many are transitioning from full-time to part-time workers. The article hints that this is a great trend. I suppose it might be great for the readers of AARP because it means there is a growing market for their services.

I am concerned about what this means for the new, younger, workers. That puts them into direct competition with the new group of highly qualified, but inexpensive, older workers. Retired older workers can afford to fill part time positions in a MUCH less expensive way that younger people. Many of the older workers have adequate savings and retirement programs for their needs, but they would like a “little extra” for their more frivolous desires, or as a means of staying active and social. They aren’t necessarily working to make money, many are working “for fun.” Because of this they don’t require full time work, can afford a low wage compared with what their qualifications and experience would normally demand, and don’t require benefits such as health care insurance, sick leave or vacations. Of course they are in demand, they are CHEAP!

The down side of this is that it is also eliminating good paying jobs that come with benefits for those who really do need the money – our younger children and grandchildren. We (the older set) need to stay out of the labor market, thereby opening up good paying opportunities for those who need them. It is NOT a great thing that the market is being flooded with highly effective, highly skilled, inexpensive older “retired” people.

If I am correct about the impacts upon younger workers, we (Society) need to find solutions to solving the older generation’s actual needs. It seems to me that this might be a wonderful place for the government to step in by creating work programs tailored to Society’s needs that are not otherwise being filled. These new jobs must be in addition to the “normal” employment opportunities, and can often be filled by volunteers instead of paid employees. The government already has many opportunities for volunteer work, but not enough to meet the growing needs. We are currently at the leading edge of a tsunami of folks hitting “retirement age” and beyond. We need to be planning and preparing for them just as we did when they began flooding the elementary schools. We need to find ways that give them the potential for small “additional” incomes, for making use of their vast experience and expertise, that give them meaningful and useful jobs that help keep them vital and healthy – all while ensuring that the younger generations can thrive and develop the skills and expertise necessary to keep the country going far into the future.

As usual, I don’t offer a grand scheme for solving this problem – that is a much larger bit than I can take at this time. However, I can point out that it is something that needs to be addressed – and addressed NOW, not sometime in the dim and distant future. We need to be redirecting resources and efforts into this kind of problem – which just happens to fit into the position that I took in my previous blog whereby commercial profits are limited, being redirected (returned) back to Society if oligarchy is to be avoided. As a country and an economy there are sufficient resources to accomplish this sort of job creation activity, but only if the trickle-up aspects of the economy are moderated. (By “trickle-up” I am referring to the flow of money up the wealthy, making the rich richer and the poor poorer.)

Financial Services

Currently Americans hold over $18 trillion in IRA’s and 401(k) retirement plans. The Baby Boomers hold a large share of this wealth, and are intending to use it to supplement their income during their “retirement” years. A common goal is to spend these savings down to zero by the time they die. Either they don’t expect to leave large inheritances to their children, or they have taken care of that concern through property or other means. Their IRA and 401(k) reserves and intended to be spend down to as close to nothing as possible.

Right now the banks and investment companies are busy creating new ways to gain access to these retirement funds because they are a significant source of income. These institutions are in the business of borrowing money in order to lend money, they need the cash in the IRA’s and 401(k) to finance the lending that is the basis of their profits. This is all well and good as long as there are sufficient funds in these accounts. However, as the older folks age and spend down their investments, the lending institutions are likely to start feeling the pinch created by having insufficient funding to support their needs – resulting in pressures to increase the rates that they give, meaning an increase in the cost of loans, meaning a slowing economy and inflation. Perhaps we are already seeing the impact of this. If not, it seems clear that it is coming soon.

Once again, I have no simple solution to this potential problem other than to recognize it and attempt to plan wisely for the future financial volatility. The drying up of a significant portion of the available funds needed to make loans is bound to cause problems for financial institutions and therefore the economy as a whole. I am sure that the FEDS and others are considering this problem – I hope they find the correct solutions. I think the solution will require getting the trickle-up phenomena under control. The escalating concentration of wealth to a very small number of individuals appears to be a significant contributor to many of the looming financial and social problems facing us today, which are likely to get worse in the future if left the concentration of wealth is left unchecked.

Giving Back the Marbles

During my last blog on cause of inequalities I mentioned my childhood experience of accumulating too many marbles during the marble playing season and then pouring them out onto the playgrounds at the end of the school year so that my friends would have marbles to start the new season during the following year. I also mentioned the idea of the pot latch whereby Native Americans gave back accumulated wealth to their communities. These are great ideas, but I wonder how they might work in a large economy.

Billionaire Chuck Feeney managed to give his $8B away in September of 2020 after spending almost 40 years in doing so. I managed to give all of my marbles away at the end of the school year in a show of “generosity,” even though it wasn’t generous at all – I didn’t need them until the following marble season and I wanted to play marbles.

The real issue isn’t so much about how “generous” a person is when giving away their wealth – it is more about what happens when it is being accumulated. I kept accumulating marbles because I couldn’t figure out how to NOT do so. Once I got to a certain point in my accumulation I had a built in advantage just because of the size of my supply. I could afford to take risks that others couldn’t take, and I could overwhelm the odds of a particular game by adding in more of my marbles. Even though I wasn’t a very good player, my accumulation resulted in my having an advantage so I kept getting more.

I don’t have any idea how Feeney managed to accumulate that much money so early in his life (he must have made it by the time he was 30 years old or so), but I have some guesses. I guess that he was early in his field, allowing him to get a leg up and bias his chances of success. I also assume he kept wages low, kept the cost of services low, and kept the prices high. When it is all said and done, I guess he paid less than he “could” have, and charged more than he actually “needed.” His money came at the expense of his employers and suppliers, and his customers. Apparently he eventually realized that he probably didn’t really need $8B to keep his used Volvo running and started to try to get rid of the extra. But how do you do that once passed a certain point? It can’t be easy. It took him and his foundation forty years to accomplish it.

Why should this matter? It matters because it took all of that money away from those that got too little and/or paid too much. The money trickled up to him even though he had no use for it – or even a way to deal with it effectively. Bill Gates experienced (and still experiences) something similar. The other day I read that he is now worth $120B, up from about $80B ten years ago. He has given away around $50B to his foundation so far, but isn’t keeping up on the growth. While it is nice to hear that he is trying to give it all away, how is it that he gets to be the one who decides where it should go and how it should be used. Afterall, it is all caused by over charging for his products and services and under paying his employees and suppliers. I suppose those folks would rather have had a say in how their money was to be used.

The Scientific American article that I referenced in my last blog post (“Is Inequality Inevitable”, November 2019) suggested that there are two major contributing characteristics of our economic system that might contribute to the current out-of-control economic inequality where a small handful of people own more than 50% of the entire world’s wealth.

The first problem is the failure to adequately redistribute the wealth. Their model found that a redistribution for each transaction based upon the difference between the “agent’s” (the company or individual making the transaction) wealth and the mean wealth in society. This has to be in the form of a complementary subsidy for the poor (those below the mean) based upon their distance from the mean. This has to be in the form of redistributing the “excess” wealth to the poor, not in the form of tax that is then used to do things by the government. Taxes are necessary in addition to the redistribution in order to fund government.

The second problem is related to the fact that things are less expensive for those with wealth. It is expensive to be poor. For example, there are no bank checking fees if you keep sufficient funds in the account. If not, you have to pay a large fee to use checks. It is also very inexpensive to purchase a home if you have sufficient investments to just move investments to a house instead of another form of investment such as bonds. Otherwise there are large fees, mortgage payments, expensive insurance, etc. Not long ago Warren Buffet pointed out that his secretary pays more income tax that he does even though he “makes” billions of dollars a year. The list of cost savings from being rich is very long indeed.

There is also a third problem that sort of puts a fine point on the issues caused by the first two. Negative wealth is a dangerous and widespread problem that severely limits the poor from taking advantage of “good deals” and adds a large additional cost that does not exist for those above the mean. Negative wealth includes things like student loans, mortgages beyond the value of the property, personal loans etc.

This leaves a rather large question of how could these things (especially the first two) be rectified? Each is almost impossible to visualize. For example, “taxing” to redistribute funds might mean an income tax based upon wealth rather than income. This actually seems to make more sense than our current approach since “income” isn’t realized until investments are sold. Therefore, it is possible to live on the principal of an investment which is not “income” because it was already there while not paying for increase in value until it is sold. Owning stocks might be an example. They can achieve unspecified increases in value without facing taxes until they are sold. Of course it wouldn’t work to tax the unsold value because the prices fluctuate and I might have to sell them at a price below what I was taxed. A small step forward would be to “tax” my income by my net worth rather than my “income.” Removing the “extra” costs for being poor is much more difficult. I suppose it might be feasible to provide an allotment covering the extra costs associated with being poor.

In my opinion, expenses such as student loans and the cost of health care shouldn’t exist. Students should get paid to got to college, not have to pay. They are working hard to provide a value asset to government and businesses, an asset that should be paid for by those most benefiting from that work – which seems to be government and business, not so much the student. The economy is based upon the availability for educated and trained employees – the economy should pay for those services. Health care is beyond being questionable – it is the moral and ethical responsibility for society to take care of their sick and injured.

I want to leave this blog with the question of how do we change the economy to ensure an equitable redistribution of wealth to prevent oligarchy and the unfair suffering of those that because of random processes find themselves far below the mean? As noted in the referenced Scientific American article, the fact that simple and plausible models of the free market give rise to economies that are anything but free and fair should be both a cause for alarm and a call for action. We should both be alarmed and trying to do things to prevent the run-away transfer of wealth upward to the wealthy.

The Prevention of Oligarchies

I recently came across an article in the November 2019 issue of Scientific American. The article “The Inescapable Casino” by Bruce M. Boghosian addresses the perplexing explosion of the “very rich” in the United States and elsewhere. The author explores some very basic, and surprising, mathematical modeling that seem to indicate that economic systems based upon “free trade” have a built-in inexorable tendency toward the accumulation of wealth, resulting in the creation of oligarchies.

The modeling was performed to better understand what happens in a “free trade” environment such as might be illustrated in a yard sale, or possible a real estate sale of residential properties. The underlying assumption of this modeling is that a “fair trade” does not impact the “wealth” of either the seller or the purchaser – it is just a change in the form of the wealth. In all other cases one side wins and one side loses. They simplified the model by assuming a fixed (arbitrary) rate of “profit” rate for winners with an equivalent “loss” by the losers. They modeled a pool of traders (1,000 in the example) starting with identical wealth and then trading pairwise with other members of the pool. All transactions were totally arbitrary, with a 50/50 chance of winning or losing for each transaction. First an arbitrary pair traded, then another arbitrary pair traded – repeating the pairwise trading thousands (or millions) of times. Amazingly, what always happened was that a massive inequality resulted. One person found their average wealth increasing, while all the rest found their average wealth decreasing, tending toward zero as they conducted more and more transactions. In every case, the person that accumulated the wealth was the first person to win in the first transaction! The tiny difference in wealth created by the outcome of the first transaction was sufficient to bias the overall outcome of the experiment. It didn’t depend upon skill, knowledge, good looks or any other attribute. They all started off with identical wealth and were treated symmetrically – it just depended upon who happened to win the first round of the game – pure luck!

The contention of the author is that while rather surprising, this is what actually happens in very large economic systems. He points to the example of what happened following the breakup of the U.S.S.R. resulting in the dramatic wealth redistribution by their governments and the concomitant jump in wealth-attained advantage arising from sudden privatization and deregulation. Formally communist countries became partial oligarchies almost overnight.

The modeling pointed to an interesting solution to the problem of the strong tendency of free-trade markets to create ever increasing inequalities, along with the creation of oligarchies, is to ensure that “excess” profits of the “winners” are redistributed back to the “losers.” This is similar to taxation with the exception that the redistribution needs to be to the losers, not to the government. There needs to be a significant direct transfer of wealth back to the losers or the system “blows up,” causing economic disasters for everyone, including the new oligarchs.

This reminded me of when I used to play marbles on the playground in elementary school. I would start the “marble season” with a couple of “shooters” and a handful of trading stock marbles. The trading marbles were of no particular value but were required to play the game, winning and losing them as the games progressed. I was a mediocre marble player – I couldn’t do any of the fancy trick shots and seldom got on a “winning streak.” However, I was consistent and found that my stash of marbles kept growing – especially for games where there was an advantage to having more marbles in play at once. By the end of marble season I had accumulated almost all of the marbles in play, more than a gallon of them. I found that by the first of May I had so many of the marbles, and so few had enough left to play, that I was forced to stop playing because of the lack of playing partners! I had all of the marbles and that ended the games. My solution was to pour all of my marbles (except my original starter set) onto the playground, effectively redistributing the wealth to all. We could then resume play for the rest of the season, but most importantly we could play again during the following season. I found it necessary to do this redistribution for two years while at that school, and a final time when I “graduated” from elementary school and moved on to middle school.

The interesting part of my “marble wealth” is that I had no use for the marbles other than to play the game. They had no value, had no meaning, and were intrinsically worthless (like dollars). But they allowed me to play the game. The only way I could keep getting value from my accumulation of wealth was to give it back to those that had lost their marbles.

Another intriguing example of this problem is the game of Monopoly. I used to like the game but found it perplexing that it was so difficult to reliably win. It seemed that there was always an inequality that made it clear who would win from very early in the game. There seemed to be very little opportunity to learn or gain skills necessary to become the winner. It felt like a foregone conclusion who win from very early in the game. After 2 to 3 hours someone had all of the wealth, the rest of the players were broke, and the game came to an end. My friends and I wanted to extend the game beyond a couple of hours and therefore modified the rules allowing for a redistribution of wealth from the obvious winner to the other players (it was too long ago for me to recall the details of how we did the redistribution). We were then able to keep a game going for days, with the more interesting outcome that the identity of the “rich” person could change – a poor person had an opportunity to advance. The problem with this new set of rules is that there was no ending criteria, we could keep the game going for as long as we wanted – it achieved a kind of forced stability.

A third example might include the idea of “potlatch” as practiced by many Native American tribes. My understanding is that periodically someone would accumulate “too much” wealth, meaning that others did not have enough wealth. The solution was for the wealthy person to throw a grand “give away” party, effectively transferring much of their wealth and positions back to the other members of the tribe. It was considered a great honor to do so, meaning that the gift giver achieved an increase in esteem and influence – wealth that carried real meaning and importance.

It seems plausible that redistributing accumulating wealth might be highly advantageous to everyone in a society, including the person that is judged the “winner” in terms of personal wealth. Perhaps a re-thinking of the concepts of wealth, power, value and similar topics could inoculate the society from the problems of extreme inequality and the dangers associated with the formation of oligarchies.

Apps of Life

Last night was one of those “slow” nights, so I watched the movie “Interstellar” again. Once again I found it to be rather silly, with extremely questionable (usually wrong) “physics” used to back up a rather confusing story line. However, there was a short little scene that caught my attention. It was the scene where the hero is rebuilding his friendly robot. He was setting the “pre-set levels” for various attributes, including the level for “humor.” He started with a high setting close to “10” on the scale. The robot responded with a rather subtle, sarcastic, non-funny joke. The hero didn’t like that, so he set the level down to 5.5, getting a knock-knock joke. That seemed too low of a setting, so I think he moved it up a notch (at least I would have done that). He was setting other pre-sets for things like affection, chattiness, etc. It was a humorous scene, one that I almost missed.

However, I woke in the middle of the night with some really odd thoughts about how this might apply to us humans. I lay there in bed thinking about what if we were controlled by “apps” downloaded from outside, perhaps from some version of “The Matrix?” What if I got app v3.4 for “love,” with a setting of 6? What if my partner got the v3.7 version with a setting of 5? Would this explain the sometime mysterious misalignment with our conversations and our understanding of our “proper” respective roles? Would this make her “too” social, or perhaps me “too” demanding?

At first this seemed to just be the outcome of some rather odd, and now forgotten, dream. But perhaps it is closer to the truth than I imagined.

It seems apparent that many, perhaps most, of our understanding of “how things should be” come from outside influences generated by things such as “society” norms, parental guidance (and scoldings), opinions of friends, teachers, our spiritual leaders, music, books and many other sources. These rather random inputs coalesce into something similar to a version of an “app” for life. If we happen to live in an isolated, stable, social situation there is a pretty good chance that both my partner and myself have the same version of a particular “app,” maybe even with similar pre-set settings. This would result in a wonderfully “free” relationship where we both seamlessly agreed with each other because our beliefs are the same. I could do anything that I “wanted to” and it would be “accepted” by my partner. I wouldn’t necessarily be free to do anything, just anything that I want to do because I would only “want” to do what she also “wants” me to do. Totally accepting the confines of one’s situation means freedom – you never come up against the boundaries.

Unfortunately, the real world is not a uniform set of “rules” – society is governed by a mixed, inconsistent, incompatible set of rules, mores, morals and guidelines – including descriptions of what we “should” want, and not want, to do. It is as if we have many “apps” available that might get activated differently when needed. It is sort of like the three versions of “solitaire” that I loaded on my phone. Sometimes I want a “traditional” looking version, so I load that one. At other times I might be feeling more whimsical so I load one with cartoons and music clips. Each might also be set with different pre-sets, so one deals every card and another deals three cards at a time. They are similar, cover similar needs, but are actually quite different. It sometimes feels that way to me. Sometimes I happen to be quite tolerant to other people’s foibles, at other times I am sometimes quite intolerant – becoming frustrated and perhaps even angry. In retrospect it is quite difficult to determine exactly what happened to cause the change. Perhaps some “setting” launched one app instead of the other.

This line of thinking brings me to a rather optimistic, but confusing conclusion. It seems that many of my “reactions” originate from somewhere “outside” of myself. They came from things that I learned from others and decided to accept as my own. I didn’t make them up, I just elected to use them. Maybe I can elect to use a different set of “apps”, ones that more closely align with what I want. Perhaps I can reload some of them and do a bit of a system “re-boot.” If these apps came from the outside I don’t have to have pride of “authorship” – they were generous offerings from others, but perhaps they aren’t working so great. Maybe I can change my mind – maybe I can find freedom by more closely aligning my “apps” with what I want to be.

I am not proposing that there is any “outside entity” downloading our programming as is depicted in movies such as “The Matrix,” but I am proposing that something similar happens to all of us as we grow up and go through life. It seems that generally we have very little to say about the “programming” that we receive from our “teachers” (including everyone that is important to us). We learn what it means to be “good” in our social contexts – and usually agree with the suggestions. However, when these definitions are in conflict, or when we fail to comply, we tend to judge ourselves quite badly – even though we have actually done nothing wrong.

I am convinced that there is a sliver of a chance of changing that situation in important ways. I think we can learn to see ourselves and our actions more clearly, from a point of view that is much closer to the person that we want to be. Since we have many inconsistent and conflicting points of view, why not choose another more consistent one that matches our desired point of view. Why chose one at all? Maybe we can stay present “in the moment” and be flexible enough to make the right choices at the time that they need to be made instead of depending upon old, outdated, and wrong templates gathered willy nilly in the past. Maybe we can learn to choose “the path with heart” instead of just crashing though life in a thoughtless, and painful, way.

I suggest that while there are many “teachings” (such as some flavors of Buddhism) that can help us to find a new, less painful path – they are only guides for self-discovery. They can not be relied upon to provide a detailed path for us, we need to explore and find that for ourselves. It is comforting for me to understand that I have been “programmed” by many outside events and teachers who knew not what they were teaching, and that I have the choice to find my own path to a life of my choosing.

Professional Ethics

I have been invited to join in the creation of a four-hour class in professional ethics as it applies to the “safety” profession. A change in the requirements to receive the designation of Certified Safety Professional (CSP) given by the Board of Certified Safety Professionals (BCSP) created the need for the class. A four-hour class seems to be pretty long for this topic, I wonder what it should contain. Many professional and engineering societies publish a list of “ethics” as it pertains to their profession, including the BCSP. Perhaps the BCSP’s code is a good place to start figuring out what should go into the class.

1. HOLD paramount the safety and health of people, the protection of the environment and of property in the performance of professional duties and exercise their obligation to advise employers, clients, employees, the public,and appropriate authorities of danger and unacceptable risks to people, the environment,or property.

2. BE honest, fair, and impartial; act with responsibility and integrity. Adhere to high standards of ethical conduct with balanced with balanced care for the interests of the public, employers, clients, employees, colleagues and the profession. Avoid all conduct or practice that is likely to discredit the profession or deceive the public.

3. ISSUE public statements only in an objective and truthful manner and only when founded
upon knowledge of the facts and competence in the subject matter.

4. UNDER TAKE assignments only when qualified by education or experience in the specific field(s) involved. Accept responsibility for continued professional development by acquiring and maintaining competence through continuing education, experience, and professional training, and keeping current on
relevant legal issues.

5. REPRESENT academic and professional qualifications accurately. Represent degree of responsibility in or for the subject matter in prior assignments accurately. Represent pertinent facts accurately when presenting qualifications, experience, or other information for solicitation of employment including facts
about employers, employees, associates, or past accomplishments.

6. CONDUCT their professional relations by the highest standards of integrity and avoid compromise of their professional judgment by conflicts of interest. When becoming aware of professional misconduct by another holding status with the Board of Certified Safety Professionals, take steps to bring that misconduct to the attention of the Board of Certified Safety Professionals.

7. ACT in a manner free of bias, discrimination or harassment on the basis of race, color, religion (creed), gender, gender expression, age, national origin (ancestry), disability, marital status, sexual orientation, veteran status or any characteristic protected by the law of the applicable jurisdiction.

8. SEEK opportunities to be of constructive service in civic affairs and work for the advancement of the safety, health and well-being of their community and their profession by sharing their knowledge and skills.

When I think of which of these might be most important from an “ethical” point of view, I end up with few items, namely:

a) Tell those effected of dangers and unacceptable risk

b) Only do things you are qualified to do.

c) Be fair.

d) Tell the truth.

While these seem obvious and important, I wonder if while they are necessary, are they sufficient? My concern is that they all seem to be scoped within the confines of a specific job, and a specific project. Are there larger ethical considerations that need to be addressed? Is this proposed class intended to be focused narrowly on the ethics of the job description of a Safety Professional, or should we be discussing much larger and broader ethical considerations?

A possible example might be my view of the ethics of my personal business practices versus what I observe in almost all other businesses. My approach to setting prices is to make them as small as I can afford to do. I don’t mean cheapen my services and products to achieve a low price, I mean avoiding “excessive” profits. I know my overhead costs, know something about future business risks that need a financial cushion to withstand, and I know how much money I require to live in my preferred lifestyle (including planning for the future of retirement or disability). Given my needs and the business needs, I set my prices to the lowest level that will achieve my goals. I don’t change as much as I can, I charge the least that I can.

I offer my approach to setting prices as an alternative to the highly popular approach of setting prices at “what the market will bare.” This approach means that it is “good business” to change as much as possible for goods and services. There are no constraints upon profits, and that generally means that important, critical goods and services achieve a very high profit margin because people can’t do without them. Currently, these items include heath care, smart phones, automobiles and many other things that have become necessities. The “excuse” to this rather predatory business practice is that there is an “invisible hand” that automatically adjusts the relative cost of goods (and money) based upon supply and demand. Of course this is almost never the situation because the supply can so easily be “adjusted” by the supplier and many other factors influence the cost. Many other aspects enter the price setting equation but generally it boils down to charging as much as you can get regardless of the associated impacts to people and the environment. I consider this to be ethically objectionable.

I think it is important to help people understand that there are many larger, more important ethical considerations that need addressing than just their personal actions in a specific profession. The MUCH larger questions of global fairness and global impacts need to be incorporated into business and professional activities. I recognize that many (perhaps most) of the ills of society are based upon ethical (or un-ethical) practices. I wonder how much of this is caused by people not recognizing their ethical responsibilities. In fact, I wonder if there is any thing such as ethics. It is something compelling for people to follow, or is it just consider of a bunch of nice sounding words that are met when convenient.

Energy Sustainability

A couple of days ago I was talking to a friend explaining some of my frustration with California’s energy policy with respect to residential properties. I found it necessary to explain some of the background information in order to adequately describe the issues of concern. Perhaps this is a good time to discuss this in my blog.

I believe my background and expertise are sufficient to lend credence to my opinions on the subject. My educational background includes a degree in physics as well as another degree in “Energy Resource Engineering,” as well as an engineering related MS degree. I ran a successful business as a general building contractor for ten years, and then started an engineering firm providing engineering consultant services to a wide variety of major manufacturers and government contractors in the United States. In short, I have the technical abilities and background to speak knowledgeably about the subject matter of this discussion.

When I “retired” and closed my engineering business a few years ago I decided to look further into the question of energy efficiency in homes and small sized commercial buildings. My interest was spurred by the failure of the HVAC (Heating Ventilation And Cooling) system in my house. Being interested in getting the highest efficiency system as I could, I hired a local HVAC contractor to design and install a replacement system. My requirements were that since I had previously installed a large PV (Photovoltaic) system, I wanted to switch from using propane as my heat source to electricity. I also wanted the system to be design so that the house would be as efficient as practical with regard to energy use for heating and cooling.

The contractor designed and installed a high efficiency, expensive, zoned heat-pump system. It turned out that the system was noisy, uncomfortable, and expensive to operate. The only target that they hit was selling me a “high efficiency” heat pump (although I hadn’t requested a high efficiency heat pump, I requested a high efficiency home).

Having recently “retired” I had time on my hands to look into the issue to see if I could find ways of improving my new system. Over the next couple of years I attended over thirty amazing one-to-two day courses on many aspects of residential energy efficiency presented on for free by the local power company, Pacific Gas and Electric (PG&E). The thrust of the courses were how to affordably renovate and improve existing buildings to be more efficient and therefore use less energy. The goal is to modify the existing inventory of buildings rather than just focusing on requirements for new buildings (although the classes definitely apply to the design and construction of new buildings.) The general guidelines for selecting “improvements” is to achieve a short “payback” where energy savings offset the cost of the improvements in less than four years. In most cases the projected payback time is less than three years. This is a very aggressive target – putting strict constraints upon what is within scope of the project. Assuming an average monthly energy bill in California of around $500, and a potential energy saving target of 60%, the improvement projects need to cost need to be limited to around $15,000. Luckily many improvements have payback times of less than a year, and some result in immediate savings over what would have been spent if nothing were changed.

The subject matters ranged from modeling the energy use of buildings, design and installation of HVAC systems, lighting, swimming pool filter pump energy, weatherstripping, ventilation requirements, insulation and sealing of buildings, and much more. These were an amazing mix of classroom and hands-on instructions presented by highly qualified instructors. (For the first couple of years they we were even provided with free breakfasts and lunches. Unfortunately, that practice has been stopped – now you have to pay for your meals.)

I thought this was going to be a series of “refresher” courses for me since I already had a BS in residential energy aspects, as well as a degree in physics to back up my understanding of the processes being discussed. As it turned out, while I already had a strong grounding in the principles, I didn’t have the hands-on expertise or computer modeling skills necessary to address the entire building as an “energy system.” I learned about testing, installation, equipment selection and design, material selection, and computer modeling tools.

What they said during these courses amazed me. The general idea was pretty simple. All you have to do is understand how the building system works, what to do to make it work better, and fix it. While this is an obvious goal, the devil is in the details of how to accomplish this.

My first reaction to their claims was that they were impossible. How could you possibly do anything with a payback of less than four years without drastically reducing the “goodness” of the solution? I decided to test it by following their recommendations and seeing what happened. Toward this end I re-applied for my general contractor’s license so I could legally contract with homeowners to “fix” their homes. This required that I not only become licensed, but I also had to purchase thousands of dollars worth of testing equipment and specialized tools to be able to properly test and verify that my work met the efficiency goals.

It turned out that they were correct – it is not only possible to achieve a 60% or more energy savings, but it is achievable with existing technology and readily available low cost construction materials. The general approach is to seal the air leaks between the living space and the attic and underfloor spaces, install adequate insulation in the attic and underfloor spaces, measure and model the energy use of each room throughout the year and then design a system that meets the modeled energy demands. Things like changing to high efficiency windows or fixing wall insulation weren’t considered because the payback time for these types of improvements is generally over ten years (and sometimes not even being achievable). However, there are often non-financial reasons for replacing old windows, including sound deadening, appearance or the control of drafts. I am not saying that it isn’t a great idea to replace old single pane windows, but doing so doesn’t save enough to pay for the windows (one of the criterion for making energy efficiency improvements).

I selected customers that were going to replace a failed HVAC system. HVAC systems typically last about 15 years, so in a town of 50,000 people there might be 17,000 homes (3 people per home), resulting in over 1000 replacements a year. Typically what happens is that the failed system is replaced by an identical unit, perhaps a new high efficiency one instead of the original “low efficiency” model. A typical quote was around $18,000 to just change out the unit. If instead of doing this, the building efficiency is improved then the HVAC unit can be made MUCH smaller, and therefore much less expensive. The change should result in changes to the duct system, but these changes are almost never considered because it adds cost. The units that I installed ended up costing about $8,000 installed, including all new ducts that worked with the newly sized system designed to work with the newly improved house. When the costs of fixing the insulation and air sealing are included, the overall cost is usually around $10,000, for a savings of around $8,000 from just replacing the original unit. I then install $8,000 worth of solar, because of the energy efficiency improvement typically achieve net zero energy use for the building. My systems cost about the same as a simple replacement of the failed unit, but often save the entire energy bill for the home. I consider this a “free” improvement since it is just using the money that would have been spent to replace the failed unit. Zero energy use for a zero investment sounds like a pretty good deal to me. This is far better than a four year payback period, it is an immediate payback – with an effective infinite return on investment.

You might ask why not just install a bunch of solar and not bother with all of the HVAC and insulation changes. The first answer is that while this approach can achieve “net zero” energy use, the amount solar required is about would cost something like $20,000-$25,000 on top of replacing the HVAC – so this approach costs a lot more. In addition, the newly designed house will be MUCH more comfortable. When I did this to my house in the very hot Sacramento Valley region of northern California, I found that the increased insulation resulted in my air conditioner only running from about 4:00 pm to 6:00 pm instead of starting up at 10:00 am and running to around 8:00 pm as it used to do. I can easily go all day in the middle of summer without any AC – meaning that I use no energy for cooling the building. Winter heating is similar, it takes a few minutes to knock off the chill in the morning, and then typically the winter sun is sufficient to keep the house warm throughout the day, and it is usually unnecessary to run the heater at night.

There are advantages beyond just cost savings. Several of my customers exclaimed that rooms that were unusable because they were either too hot from a southern exposure to the sun, or too cold in winter, become usable – adding extra room to their house for free. In addition, there is the impact on the electrical grid that should be considered. While Net Zero is the goal, that does not mean that it works without the electrical grid which essentially works like a giant battery leveling out the solar production and building use – there isn’t much solar at night or stormy weather, so power comes from the grid. However, reducing the energy needs of the building through energy efficiency improvements requires a smaller contribution from the grid, and hence results in a savings to the grid and therefore the overall infrastructure costs – resulting in improvements to the global power situation.

If this is such a great idea, why isn’t it being implemented everywhere? Good question – I am not sure. As far as I can tell if this were vigorously pursued it could reduce the electrical use in California to about 40% of the current use in around 10 years at zero cost. There are many forces acting against this change. Part of the problem has to do with short sighted government regulations concerning requirements for energy improvements and permitting costs. While it is possible make the necessary changes within the current building codes, it is tricky to do so – requiring engineering evidence of achieving the energy goals instead of just blindly following the prescriptive approach.

It appears that the biggest stumbling blocks for making these huge changes to the energy demands come from the utilities and the laws that their lobbying create. They are in the business of selling energy. If the demand drops by 60%, so will their revenue. It isn’t a situation where costs and benefits drive the decisions, rather it is a situation where a huge monopoly (the utilities) control the market and the laws effecting the market.

I’m Still Here

Hello to all of you that check in on my blog from time-to-time. Some of you have written to me wondering where I went, and expressing concern about my well being. I’m fine, just busy and distracted. It seems that many of the things that I didn’t do while driving across the USA didn’t go away, they just backed up into a much larger pile – a pile that is so large that I buried my head in the sand and ran away.

I have been finding many topics that seem to demand discussion, such as the state of education in the USA, health care issues, global warming and many more. They come to mind, I promise to get to them before the end of the day – and before I know it the end of the day is here and nothing is written. In fact, almost nothing is done.

There are many important topics that don’t seem to get adequate “air time.” For example, I have a new girlfriend (if a 75 year old can still be called a “girl” friend) who as a compromised immune system. She has been told that covid could be extremely dangerous for her. She has been told to be extremely careful with regard to exposure – resulting in her becoming an isolated “hermit.” The guidelines are along the lines of “if anyone has been exposed to covid they have to quarantine for a period of time – somewhere between 5 to 10 days – with testing every 48 hours.” This basically means that she is never allowed visitors – resulting in extreme, dangerous, isolation.

However this is not the end of the story. She is also taking a weekly infusion intended to rebuild her immune system. In fact, they are now saying that her immune system is better then “normal.” While they claim success in rebuilding her immune system – they haven’t changed the guidelines. The CDC guidelines say that if a “visitor” has been exposed, or been notified that they have been exposed by a doctor or nurse, they need to isolate at least five days, and test, before encountering an immuncompromised person. However, it doesn’t say anything about what “exposed” means. It is clear that “exposure” might mean being in the general proximity to an infected (but asymptomatic) person. That means anytime anyone is encountered. I don’t believe that is the intent given the other criteria of being told by a health care professional. The problem is that compliance with the guideline means never being able to see the loved one who has a compromised immune system. One trip to the grocery store and the five days starts all over again.

It is unclear why a person that has a “normal” immune system as the result of treatment should be required to maintain an isolation protocol that is the same as before treatment. However, since this is not addressed by the CDC, doctors continue to insist upon the more stringent requirements even though tests show otherwise. There appears to be no “end point” to this, which means that the patent has no way to re-enter normal society – if she follows the guidelines she will never be able to have friends, get out of her house, or even see her doctors. Is this because it is the rationale advice based upon actual knowledge, or it is just the doctors being lazy?

What might the correct decision be? How much risk does she face? How much protection does she get with her isolation and the isolation of her friends and family? Is there a better solution? As it stands, she has to make the choice between death and seeing her loved ones. We all face the future of death, but it would be helpful in situations like this to have a hint of the actually consequences and their probabilities. As it stands her many doctors just point to the CDC recommendation for everyone to isolate five days before contacting her. Is this a rationale choice?

End of Trip Summary 6/27/23

Now that I have been home for a couple of days people have begun to ask for a summary of what I learned on my adventure. As you might imagine, that is a difficult question – I am not sure I learned anything at all, but I came away with some impressions that might be worth sharing.

I am tempted to offer my opinions as if they apply to the entire United States, but of course that is not correct because all I saw or experienced happened on the thin line that I happened to travel. There is no particular reason to assume that it was typical of any region, town or state. My descriptions and experiences were specific to a single line of travel, at a specific moment in time, based in part upon my actions and moods – I doubt that they have much use as any type of description of “the country,” or region.

That said, I did come away with opinions that I would like to share.

Perhaps the most surprising opinion is that a great swath of the USA has been devastated during the past forty years. I base this upon the many “almost ghost towns” that were vibrant and thriving communities in early 1980’s. Now these towns consist of streets full of abandoned stores, lined with buildings with broken windows, broken doors, giant holes in the walls, and collapsed roofs – with very few signs of beauty. In most cases the buildings have been left to collapse and rot with a few forlorned businesses attempting to eke out a living. The adjacent homes and residential districts reflect the overall state of the towns. The businesses that still exist in these areas tend to be the big, boring, identical, and soulless chains located at the intersections of major highways. People are in trouble. It isn’t just that they were abandoned financially, they have also been abandoned with regard to education, health care and basic community services. Their daily concerns map into the two bottom rows of Maslow’s Hierarchy of Needs.

According to Maslow, where we put our time and attention depends to a large extent upon how many of our basic human needs are being satisfied. We don’t tend to focus on the needs describe in a level until those in lower levels have been satisfied.

I also found pockets of great wealth – with huge houses surrounded by high fences with guarded or locked gates. In some places, such as South Miami, the concentration of wealth is extreme – along with the isolation of those wealthy people from the rest of the community. The flaunting of great wealth was literally nauseating to me. At first I was angered, then frustrated, and finally nauseated. It seemed obvious to me that there is a direct connection between the extreme poverty of many people and the extreme wealth of the few.

The spaces between these two extremes are occupied by the “middle class.” I postulate, but didn’t have the time or energy to check, that the middle class occupy places primarily along the coasts and north eastern sections of the country – or near a few large cities. It would be interesting to know how the “Red/Blue” political forces divide among these three groups. My suspicion is that the devastated areas are heavily “Red” because they are on the bottom rungs of the hierarchy, concerned with basic survival. They want any change that offers a promise of help with their physiological and safety needs. The wealthy sections are also heavily red because they think that decreased government control, the elimination of regulations and lower taxes will enhance their ability to retain and grow their wealth. They occupy the upper rungs of the hierarchy but for some reason act as if they are on the bottom rungs. This is a great mystery to me. The middle portions are “Blue,” they occupy the middle and upper ranges of the hierarchy and therefore are more open to sharing, compassion and community building.

A related observation has to do with the lack of “beauty” in many towns and communities. If Maslow was correct, this is not a surprise because creativity is related to the top levels of the hierarchy. There was of course the natural native beauty of the surrounding country, be it desert or forest – but the architecture and man-made artifacts have been largely reduced to the least creative as possible, with the possible exception of extravagance created as a “product.” The main street though Myrtle Beach is an example of this with its many over-the-top miniature golf courses. There is lots of glitz to draw customers to a carnival-like atmosphere. Their attempts at creating “beauty” and “creativity” felt fake to me, it is all about making more money, not enhancing the values of the community. The town elt like a giant “Disneyland” of fantasy designed to create a high impact (expensive) vacation, but with little thought or consideration for the residents or “art” in the sense of communicating important human emotions.

Perhaps the most interesting parts of the trip were related to a few conversations I had along the way. On several occasions people whispered into my ear that they recognize me as a “liberal. ” They told me that they didn’t believe or feel the way that their companions do, but that they can’t speak up because they have to live with their companions. I wonder how many folks are “liberal” in their hearts, but afraid of the conservative “bullies.” If my encounters are in any way typical, I think it is a very large number. It is difficult, and dangerous, to push back against the bullies. I found much of the “south” quite threatening and extremely uncomfortable, I can’t image what it would be like to attempt a balanced and liberal approach in those areas. I had a number of really interesting, and heartfelt conversations with people in private locations where they could relax and talk about the “progressive” things they believe but can’t express.

Many of the discussions I had were with like-minded individuals who seemed to relish the change to chat with a “liberal” allowing them to speak freely. While those conversations were easy, fun and ego enhancing – they didn’t did little to help me understand the mind set of the far right. Luckily there were plenty of far right individuals in the areas where I traveled, so there was amply opportunity for more challenging conversations.

Getting to the locations where I could encounter those kinds of conversations was very scary because I felt like I was entering the “belly of the beast” when I opened the door to small local bar in a deserted, and dismal part of town. However, that is where the folks I wanted to meet hung out – so I screwed up my courage and just walked in like I was welcome. It turns out that I never entered a dangerous situation. Most of the time it was more along the lines of being tolerated, not exactly welcome. I decided that the bartender would probably be interested in my money so would provide me an initial short term shield. In one of the more “seedy” bars I ended up sitting at the far end of the bar next to a black man who was sitting by himself separated from the group. We struck up a bit of a strained conversation where he told me that he was a long haul trucker often ending up in places such as the one we were in to get a beer at the end of the day. His advice was along the lines that it was quite dangerous in the Bible belt for outsiders such as myself, or himself as a black man in a bar full of white bullies. He said the thing to do is pause when entering a new place to get a feel for the “vibes” of the place. If it doesn’t feel right …. leave immediately – just keep on walking. I took his advice to heart but never had to leave. However, from then on I paused and turned up my “feelers” before proceeding.

During my travels, I found a few people on the political “right” who were open enough to chat. Most people were friendly after a few minutes of suspicion. Once they determined that I wasn’t a threat they were willing to chat about “safe” topics. Now and then I encountered folks that were interested in exploring more personal, less safe, topics. I found that the conversations typically divided into three main topics.

Religion was often a high priority (I was in the bible belt after all), but barely discussed. This was a topic that was usually “off the table” because it was just a given fact of life for them – nothing to talk about, and I certainly wasn’t going to challenge them on their religious beliefs. I assume the fundamentalist radio stations did a pretty good job of describing their religious beliefs if not their actual practices. These were so far from my world view that I couldn’t get a “feel” for them. It was all just gibberish to me.

Most of the people that were interested in speaking to me were “imports” from northern states, or California. (They were “expats” in foreign territory, eager to speak in their native language.) We usually shared political and religious points of view, so what I was getting was their “third party” observations rather then the “real deal.” However, I did manage a get into a few conversations with “natives.” There were a couple of recurring themes I noticed in the few instances where I had an opportunity to talk to “local folks.”

The first thing that amazed, and intrigued me was the general enthusiastic interest in technical/science topics. They have lots of questions, and interested in how things “work,” and have such horrible educations that they have no tools to aid their understanding. When they discovered that I know a lot about science and technical things they peppered me with questions. They seem to either make up their own theories and believe them explicitly with no further evidence, or they hear really strange (and often impossible) theories from others. I heard dozens of examples, but perhaps a few will suffice to give a flavor of the depth of the problem. One recurrent issue had to do with deep seated belief that the moon landings were faked by NASA. Their “evidence” includes things such as the “fact” that it is impossible to communicate that far by radio, after all you can’t even hear the radio stations from a city 75 miles away. They were interested in learning that NASA used huge, highly directional, very powerful dishes stationed around the world to accomplish that feat. So they were correct, it is difficult to communicate that far, but they missed the fact that technology was more impressive than they know about. I also had interesting discussions proving that the earth is flat, even though the reasons were even more misguided and impossible than the problem of communicating across a quarter of a million miles. Schemes to achieve perpetual motion were popular topics.

The detailed misunderstandings were interesting, but not important for this discussion. My takeaway was that these folks are smart, interested and engaged in trying to understand these sorts of things – but they have no foundation to work from. They schooling was terrible, their access to good information almost non-existent, and their understanding of the importance of sorting truth from fiction by being skeptical is not well developed. Once they hear a plausible answer from a “trusted” source they tend to file it away as “solved” and accept it as such.

I heard some interesting reasons for their positions about things such as whether or not abortion should be allowed, or whether gays should be allowed to exist. I found out that there is a general opinion among some of these folks that the real problem is that whites have lost their majority in America. There are now more brown and black people in the country, and that is bad because they have been proven to be vastly inferior with regard to intelligence and social responsibility. Basically it boils down to there being too many stupid, dangerous “people of color” in the Country. The proof of the superiority of whites is based upon their understanding of the Bible and the eugenics movement from the first half of the last century. They are convinced that their theory is even a theory, they consider it established science based upon proven scientific facts. I learned that the proposed solution to this problem is to get busy and out-breed these inferior types – hoping to add two to three times the current population in America that are of the superior white stock. Gays and abortion don’t add children so they are just wasting resources needed to increase the population, so these practices need to be stopped.

Interestingly, many of these positions are based upon an almost religious belief in science. The problem is that their “science” is wrong, and they don’t have any effective tools for sorting out false “scientific” data from real science. Even the incomprehensible idea that we somehow can right the unbalance of races can, and should, but solved by limiting gay rights and abortion is based upon their belief in “science.”

The question(s) I am left with seem to boil down to should we try to “fix” something; and if so, what should be done? One thought that comes to mind is that perhaps it is critical for more people to move further up Maslow’s hierarchy so they have more time and energy to consider the “finer” aspects of life, including gaining enough education to do a better job of sorting fact from fiction. My guess is that things such as an over dependence on religious fundamentalism will automatically decrease once people improve their education and move up the hierarchy – we are faced with an economic crisis in vast swaths of America.

Changing the system so that almost everyone has achieved a comfortable spot on the upper reaches of the hierarchy will be expensive. However, it doesn’t have to be “expensive” in the sense of needing vast donations and charity, that approach will fail to achieve the goals. It is “expensive” in the sense of redeploying our resources to benefit everyone rather than hoarding the resources for the benefit of the few. I am suggesting finding ways to change the distribution of resources/benefits. I believe this is going to require planning and the imposition of regulations to achieve that goal. We have amply experience and evidence what while “industry” wants says they can “regulate” themselves, they don’t and never have. The competitive nature of people and our style of economics prevents achieving an unregulated balanced outcome, it just plain won’t happen.

If we can figure out how to accomplish the redistribution of income from the rich to the poor in ways that allow the poor to become less poor (but not beholden to others) by becoming productive, important, valued parts of society I believe many (perhaps) most of the current problems will be resolved. People are smart, people are compassionate, people are inquisitive and want to know, people are inherently friendly and happy, people want to be creative and respected. The list of great attributes is very long – they just need to have the resources to let those traits blossom.

Galesville, Maryland

I finally made it to my last planned stop at Galesville, Maryland to visit an old college buddy Warren and his wife Jill. We have been friends since the 60’s, having shared many wild and wonderful adventures that somehow didn’t result in either of us dying or being seriously injured. Several of our adventures, such as a gold prospecting adventure to Kodiak Island Alaska had the potential for disaster, but we managed to side-step the ever present dangers. We don’t get together very often, but when we do there are plenty of topics to reminisce.

It turned out that I ran out of time by the time I got to their house, so I decided to sell my car, ship my gear home, and fly back to Sacramento. I had already planned on trading my car in on a new one as soon as I got back, so it made sense to just sell it instead of using it for as a trade-in. It turned out that Jill was looking for a newer used car, and my car looked good to her. That made it a simple transaction. Of course that meant that I needed a ride to the airport. I took a photo of Warren as he drove me to the airport that inspired me to attempt yet another sketch.

I have to apologize for my inability to render the image in a more flattering way, one closer to what he actually looks like. As Jill commented, “that is scary.” Sorry about that. With my current state of skills nobody would actually want me to draw them, I can barely manage a recognizable likeness – but it is fun to try.

Warren and Jill live right on the Chesapeake Bay. They have a dock where Warren keeps his older fishing boat, I don’t know how much fishing he does – but I think he does a lot of nice cruising. He and I spent a very pleasant afternoon on the boat, swapping stories and enjoying ourselves. It was nice to feel the lapping of the water on the boat, watch the sailboats and birds going by. The fact that we didn’t untie the boat from the dock was immaterial – we could focus better on our conversation. It was an overall great visit – one that I hope to replicated more often in the future.

Elizabeth City, North Carolina 6/17/23

Things got pretty hectic over the past few days so I have missed a couple of posts. I guess I got close to the end of my planned trip and was anxious to move it along, driving straight through to my friend’s home in Maryland. Once there we of course had to talk late into the night, and start again in the morning – I just ran out of time to write.

My last night on the road was in Elizabeth City, North Carolina. I got in late because of yet another adventure on the back roads, but I finally figured out the reason. It was my error, not the error of the GPS. When I entered Florida a couple of weeks ago I found the GPS insisting on the “fastest route” – which were always the toll roads. I had no desire to either travel on a big new multi-lane highway, or to pay tolls for the use of the roads. I therefore went into the setup screen and unchecked the “toll roads” option. It turns out that I also unchecked the “highway” option. Since Florida is one of those states that depends upon large highways to get from place-to-place my GPS was forced to go far out into the “country” to find routes that did not include multi-lane highways. This achieved my goal of taking the “less traveled” paths, it also added hours on to my travel times. It wasn’t a problem with the GPS, it did exactly what I told it to do. I changed this before heading into Maryland, which gave me a much more direct (and boring) route to my friends.

Being located on the Albemarle Sound, Elizabeth City is surrounded by many potentially interesting and engaging things. It would have been an interesting place to spend a few days – but I had turned the corner and was headed home. I got in late in the afternoon, left early in the morning, and missed all that would have been interesting.

There was a Ruby Tuesday restaurant located very near my hotel, so I decided that it wouldn’t be great, but would be dependable and I was too hungry and tired to go out searching for something more interesting. Besides; the clouds had turned very black, threatening a big and wet storm. I decided against venturing far from my hotel. The restaurant was indeed “dependable” – it could have been a Ruby Tuesday in anywhere USA. There was nothing to indicate that it was located in a specific community, specific State, or near a special place. It was dependably cookie-cutter bland.

It had been awhile since I had eaten a steak, so I decided on that. I was offered a “side” to go with the steak -and selected mashed potatoes. The steak and potato dinner was around $28 dollars – the same as I would have expected anywhere in America. Prices of daily necessities aren’t noticeably lower in the East or in the South, with the exception of gasoline which seems to average around $3.20 a gallon in most States compared to current California prices of around $5.00 a gallon. Other than that most things are about the same price everywhere.

My steak and mashed potatoes arrived, taking my breath away at my surprise. Admittedly, I ordered steak and mashed potatoes – and got them. But I wasn’t prepared at the stark presentation of just being a scoop of potatoes next to a chunk of meat with nothing else. Not even a sprig of parsley.

The meat was OK, the potatoes what they looked like. I just sat there thinking how bizarre it looked – thre had been zero effort at anything other than the absolute minimum basics – two boring things sitting in the middle of a white plate. I realized that in some way this plate was an example of what I had been experiencing for the past month and a half – everything seemed to have been drained of interest, beauty – humanity. With a few notable exceptions, the rooms at the hotels were all just concrete boxes sized and outfitted with an eye toward “minimally acceptable functionality” and a minimum of cost. I slept in dozens of identical boxes stacked together with no intent of providing anything “extra,” even if the extra in the form of color, art, interest or anything else could be provided at little or no expense. It wasn’t so much a process of saving money, it was a process of making everything uniform, noncontroversial – “dependable.” It had come to feel something like; “Slop, plop, there is your gruel and there is your corner of the room.”

Even places that had been eclectic and vibrant just a few years ago, such as Key West, have been turned into shop after shop selling identical trinkets and clothes, boring bars and “cute” restaurants – the eclectic and vibrant are no where to be seen. Places such as the South Miami beaches are all fenced off and protected, nothing to see or do there – except be amazed at the billions of dollars represented by gigantic homes facing the ocean with their “butts” facing the hoi polloi. “We got ours, now go home.”

It feels like America has lost its soul. It is just hunkered down, either waiting for the end times or drifting like the lounge chair vacationers in the 2008 animation “Wall-E” produced by Pixar Animation Studios. Most of the “action” has bypassed the biggest swaths of America. Entertainment and adventure have been reduced to things that are “dependable” – and boring.